Cass Reports Third Quarter 2025 Results

Third Quarter Financial Highlights 

(All comparisons refer to the third quarter of 2024, except as noted)

• Net income and diluted earnings per share of $9.1 million and $0.68, respectively.
• Return on average equity and assets of 15.29% and 1.44%, respectively.
• Increase in net interest margin to 3.87%, compared to 3.55% in the prior year quarter.
• Increase in net interest income of $3.4 million, or 19.3%, compared to the prior year quarter.
• Increase in facility dollar volumes of 13.9% compared to the prior year quarter.
• Continued strong asset quality with no loan charge-offs and an allowance for credit losses to loans ratio of 1.29%.
• Repurchased 159,587 shares of Company stock at weighted average price of $41.96.
• Quarterly dividend increased $0.01 to $0.32 for the fourth quarter of 2025.

ST. LOUIS--(BUSINESS WIRE)--Oct. 23, 2025 - Cass Information Systems, Inc. (Nasdaq: CASS), (the Company or Cass) reported its third quarter 2025 earnings. In announcing these results, Martin Resch, the Company’s President and Chief Executive Officer, noted, “We continue to achieve consistent quarterly improvement in our financial results driven by net interest income growth and controlled expenses.” Resch added, “Technological improvements in our facility line of business have resulted in greater than 80% of invoices processed in AI enabled, automated systems, thus allowing for continued efficiencies in data ingestion. We are also consolidating functions across business lines from which we anticipate seeing savings in 2026."

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